๐Ÿ”‘ For FSBO Buyers

Found a FSBO Home?
Get Pre-Approved and Make a Strong Offer.

Buying from a for-sale-by-owner seller? A pre-approval letter makes your offer stand out โ€” and shows the seller you're serious and qualified.

Why It Matters

3 Reasons to Get Pre-Approved Before Making an Offer

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Stronger Offer

FSBO sellers are often wary of unqualified buyers. A pre-approval letter proves you can close.

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Know Your Budget

Know exactly what you can afford before you fall in love with a home you can't buy.

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Faster Closing

Pre-approved buyers close faster. Less stress for you and the seller.

Loan Options

We Offer Every Loan Type

Whatever your situation, we'll find the right fit.

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Conventional

Traditional financing with competitive rates. As low as 3% down for qualified buyers.

As low as 3% down
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FHA

Government-backed loans with flexible credit requirements. Great for first-time buyers.

3.5% down ยท Flexible credit
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VA Loans

For veterans and active military. Mike is a veteran himself and a VA loan holder โ€” he knows the process inside out.

$0 DOWN ยท No PMI!
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Jumbo

For homes above conforming loan limits. Competitive rates for luxury properties.

High-value properties
Quick Pre-Qualification

Get Pre-Approved in Minutes

Fill out this quick form and we'll get back to you fast โ€” usually within a few hours.

No credit pull required for initial pre-qualification. Your information is secure and confidential.

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You're on Your Way!

Mike or a team member will review your info and reach out within a few hours. Want to speed things up?

๐Ÿ“ Complete Full Application ๐Ÿ“… Schedule a Call
Mike Colyer

Your Loan Officer: Mike Colyer

28 years in mortgage lending. US Army veteran. VA loan holder. I've been through the process myself โ€” both as a professional and a homeowner.

๐ŸŽ–๏ธ US Army Veteran NMLS #276626 DRE #01842442

Prefer to Apply Directly?

Skip the form and go straight to our secure online application.